First Time Homebuyer (FTHB) Loan Refinancing / Subordination Guidelines for Approved Lenders

If you are a home buyer who purchased a home using one of our programs: 1) Welcome Home Program ($40k loan assistance), 2) Welcome to the Neighborhood Program ($40K loan assistance), or 3) Below Market Price Home Ownership Program and you wish to refinance your property, you must contact a primary or secondary contact person from our Approved Lender List

For review and approval, all Subordination Requests must be submitted by a Title Company and addressed to:
City of Fremont
Housing Division 
39550 Liberty St.
Fremont, CA 94538

Guideline Document

For questions regarding subordination, please contact Housing Division at 510-494-4500 or email us.