SparkPoint Fremont 

Located in central Fremont, the SparkPoint at Fremont Family Resource Center (FRC) builds on the wealth of services at the FRC, which has served Alameda County since 1999. The Fremont FRC is a collaboration of more than 25 state, county, City of Fremont and nonprofit organizations that serve families in Fremont, Union City and Newark. SparkPoint Fremont partners share a commitment to assist low to moderate income families to move out of poverty and achieve economic success. For more information, call the SparkPoint Fremont information line at 510-574-2020.

Tax Preparation Service (Volunteer Income Tax Assistance-VITA)
Free tax return preparation for qualified individuals and families with household income of $54,000 or less annually. Your Federal and State Tax returns are prepared and e-filed by IRS certified VITA volunteer tax preparers from Janurary 27 - April 15, 2016. For more details see flyer in EnglishSpanish or Chinese.

The Volunteer Income Tax Assistance (VITA) program is sponsored by the Internal Revenue Service (IRS) and the United Way of the Bay Area Earn It! Keep It! Save It! Coalition.

CalFresh Assistance
CalFresh (formerly Food Stamps) exists to ensure every household has enough food to eat. It's a Federal nutrition program; not welfare. Eligible low-income residents receive money in the form of a plastic EBT card, similar to a bank debit card, which can be used at most grocery stores to buy food. Call the FRC today to find out if you might qualify for the CalFresh Assistance - English, CalFresh Assistance - Spanish program.

Financial Education

The Money$mart Workshop is offered several times a year and covers the following topics:
  • Basic banking
  • Money management
  • Budgeting
  • Understanding credit
  • Consumer rights
  • Protection from predatory practices
  • Understanding loans and credit reports
  • And more!
Financial Coaching 
Offers one-on-one counseling with a Financial Coach. Services include:
  • Budgeting
  • Credit repair
  • Financial coaching
  • Assists with identity theft issues
  • Filing back taxes
  • Assists with IRS tax debt resolution
  • CalFresh (Food Stamps) screening along with linkages to FRC services and other services within the Tri-City area
Peer Lending Circles (Small Loans that Build Credit)
Helps low to moderate income individuals access small loans that increase credit scores. Participants save money with their peers and rotate taking the money (loan). Technically, it's a no fee, no risk, credit-building loan. Participants must attend a Peer Lending Circle info session, get loan approval and attend an enrollment event.