Class Length:  1.5 hours 

This workshop covers how credit works and ways to improve your score on the following topics.

• Credit bureaus and credit report basics
• How to obtain a free credit report from the three main credit bureaus 
• How to dispute and correct errors on your credit report
• How to communicate and negotiate with creditors
• How to avoid identity fraud
• And more.

This class is free and open to the public. Please check the calendar for the next available offering.  If one isn’t scheduled, call our office to be placed on the Interest List at 510-574-2020.

Class Length:  1.5 hours

This class helps you to understand the mechanics of debt and the cost of incurring debt versus paying cash.  The class also covers how to reduce ongoing expenses to bring them in line with income. Lastly, we cover how to deal with medical debt which can be so substantial that people feel bankruptcy is their only option   But there are ways to manage medical debt and reduce the amount of debt once incurred.  Let us show you how.  Class topics:

• Reduce monthly payments
• Increase available funds
• Maximize savings
• Manage medical debt

This class is free and open to the public. Please check the calendar for the next available offering.  If one isn’t scheduled, call our office to be placed on the Interest List at 510-574-2020.

Class Length:  3 hours 

Learn about managing your money and improving your credit.  This workshop is for the individual who wants to take a deep dive into both credit and debt at one time.

• The importance of identifying various types of expenses
• Various ways to track expenses using FinTech tools
• Identifying various types of assets and liabilities
• The difference between a credit report and a credit score
• What is a FICO score vs a Vantage score
• How to obtain a free credit report from the three main credit bureaus
• How long does credit information remain on credit reports
• How to improve your credit
• How to secure a loan and more.

This class is free and open to the public. Please check the calendar for the next available offering.  If one isn’t scheduled, call our office to be placed on the Interest List at 510-574-2020.

Are you a small business owner or thinking about starting a small business? Learn the basics of starting and operating a successful small business. The Alameda County Small Business Development Center (ACSBDC) provides free in-person and virtual workshops throughout the county. 

ACSBDC class topics include:

• Turn a great idea into a viable business
• Create a startup checklist
• Create a business plan
• Build a solid foundation for success
• Learn about business life cycles
• Move a young company forward
• Scale your business.

Check ACSBDC’s calendar of virtual and in-person workshops.